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Loan-related fees are controlled by the lender and will will a personal loan help credit score disclosed to you before you accept the loan.
If you do not want to incur loan-related fees or you are unable to repay your loan, do not accept the loan.
A FICO credit score of 670 to 739 is considered good, while a score of 740 to 850 is considered very good or exceptional. If your score is weak, consider taking steps to improve your credit before seeking a loan.
You can improve your credit by paying off balances and limiting credit card usage to 20 percent of available credit. Know what size loan you can afford. Many experts say your mortgage loan shouldn't exceed 2.
5 times your annual salary. Your monthly payment will be dictated by the size of your loan and the amount of your down-payment.
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