Because of their credit score restrictions, theyre able to offer loans ranging from 4,000 to 25,000 to potential borrowers with APRs from 5. 99 to 29. One of the downsides to using Peerform, though, is that it can take up to two weeks to receive funding. So, if you need cash fast, this may not be the best platform for you. Additionally, there are fees associated with the loans, such as a 1-5 origination fee, and loans are only available to residents of 42 states.
Reasons to Sign up. Reasons to Sign up. Reasons to Avoid. Reasons to Avoid. APRs as low as 5.
Our online service readily serves your need to connect with a lender. The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day.
Every inquiry received is handled with care and speed. Your Loan, Your Business. We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.
This is a loan that isnt secured by collateral, and your ability to qualify is based on how creditworthy you are. It can be a good option for small home improvement projects, and can provide savings if your alternative is a credit card, which almost always carries a higher interest rate than an Independent Bank unsecured loan.
Home equity line of credit (HELOC) A home equity loan or line of credit will allow you to borrow money secured by the equity in your home. Use the extra cash for whatever you choose: home improvements, tuition, debt consolidation and more. Interest may even be tax deductible. We offer competitive interest rates and, with approved credit, loan amounts up to 90 of your homes value.
You can use the Equity Access MasterCard to withdraw money from your home equity line of credit. Its the card that works just like a Debit MasterCard for purchases and ATM withdrawals; its convenient and hassle-free.