Please advise and thank you. Christine, from what you said, you may be well set to do a Chapter 7 bankruptcy which would get rid of those payday loans and others. I would worry much less about your credit rating than getting yourself back on a walmart personal loans financial footing. As for renting a place to live, many of my clients have downsized and rented a smaller place after filing their bankruptcy.
Some places (usually larger complexes) walmart personal loans them down, but they've always found a fine place to live. If you live in the San Francisco Bay Area, I'd be happy to give you a free consultation.
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