This money was from repayment of a personal loan that I gave to my boyfriend in 2014. Any advice on how to handle this situation. Thanks in advance. You generally dont want to touch quicke loans 1 down reserve money until the loan funds to avoid any extra conditions or scrutiny. Hi Colin im in the process of closing in a few days and my lender requested 2 months of reserves which is in my bank and the underwriters approved my loan how long do my money have to sit in the bank before i can use it.
You may want to look into construction financing andor construction-to-perm financing to determine how much cash youll actually need for down payment and reserves. You wont be nervous if you prepare and know exactly what youll need to get approved ahead of time.
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