If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender.
Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders.
Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
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These are the types of loans you receive from non-formal sources. These loans do not carry top 5 unsecured personal loans transparency of formal loan sources such as banks or cooperatives, but remain a popular choice for many people because the money is loaned immediately without many of the prerequisite checks that banks insist on. Such loans are usually taken out for small amounts and often carry the option of payback in multiple installments.
Student Loans. Students often have little credit history of their own, but need financial assistance to get through college. In such cases, their credit history is often overlooked in favor of their previous academic performance and desire to receive an education. Such loans are usually only available to students and is covered under the governments right to education policy.
The loan can be put to use in a variety of ways, such as paying tuition fees, buying study material, renting accommodations and for daily needs.