Might be able to qualify using assets where they take the total and divide over 360 months (mortgage term). Both Fannie and Freddie offer something like this, but youll probably want to work on your credit as well to be a strong candidate. Youd probably want to get your credit score up a lot higher first to ensure you get the lowest rate and qualify merchant cash advance las vegas conforming programs that require 620 minimum scores.
The part-time work would need to be ongoing with history so the lender knows youll continue to receive it. And youll need to clear enough personal loans with good interest rates keep your DTI atbelow the maximum once personal loans with good interest rates total housing payment is factored in. May want to speak with lendersbrokers to run a quick pre-qual to see if its a possibility, within reach, or nowhere close. Why is it that I can have over 150,000 and fair credit but cannot secure a mortgage.
I received a personal injury settlement that is handled by a financial advisor and he sends me the amount I need to live on monthly and I can call and let him know when its time to pay tuition or if I had to go the emergency room, etc. This past summer I was told it was credit problems.
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