The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day.
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You can refinance any type of loan with a conventional loan. With as little as 5 equity you can refinance. FHA loans USDA mortgages Alt-A loans Subprime Loans Option ARMs Adjustable rate mortgages. My appraisal shows a lower value that I expected. Can I still refinance with a conventional loan. Possibly. The refinance may require mortgage insurance.