The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice. This website is not an offer to lend. WhiteRockLoans. com is not a lender and does not make loan or credit decisions.
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What is a mortgage loan. A mortgage loan is used to finance a real estate purchase. The lender provides the borrower with the funds needed to complete the property purchase. The borrower agrees to fully repay the loan with regular payments that cover principal and interest, spread out over a set number of years.
If the borrower fails to make the agreed-upon payments, the lender has the right to take possession of the property. Are mortgage loans public record. Mortgage loans are public record. In the spirit of government transparency, Freedom of Information laws allow the public to access certain records held by the government, including mortgages.