Interest rate can rise above the current fixed rate over time. You want to qualify for a higher loan amount with lower payments. 51 YEAR ARM (LAND) You are pcu personal loans to purchase improved or unimproved property.
You want to purchase land now and build later. Washington State properties only. You want a lower rate andor payment than a fixed-rate mortgage offers.
If we are successful in connecting you with a lender, you accept their terms and conditions of the loan offer, and accept the loan, then you are agreeing to pay back the loan in the amount of time stated in your loan documents. If you partially repay the loan or do not pay off the loan at that time, this will likely result in additional fees. If pcu personal loans refuse to pay the loan then it is likely the lender will use a collections company to try and obtain payment of what you owe, just as any other lender for another type of loan product would.
We encourage you not to take any loan that you cannot repay. Each lender renewal policies are different, and as a courtesy to their borrowers some may agree to alternative repayment plans. These options might include a "roll-over" of the loan that may incur additional fees and may renew automatically unless you specifically pcu personal loans otherwise.
Please take the time to read the lender's renewal policies, as well as the other terms and conditions they provide to you before accepting a loan offer. It is your responsibility to relay your repayment preferences to the lender prior to your acceptance of a loan offer.
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