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Depending on the lender, state, and customers credit worthiness, the APR for a personal loan will vary, with some lenders offering rates between 5. 99 and 35. Personal loan ranges in the CashUSA. com lender network range from 1000 to 10,000. Nonpayment Ramifications and Other Things to Consider. CashUSA. com only works with personal loan lenders who give customers detailed information on terms and conditions prior to their acceptance of the loan offer.