Negotiate. You can always ask your lender to lower the APR, take out a charge you dont want to pay, or remove a loan term that you dont like.
Make sure you understand all of the items on the forms before closing. Dont be afraid to ask questions and be assertive about what you want, what you dont want, and what you can and cant afford. Be sure to keep all copies of all the actual documents you are asked to sign.
Remember: Trust your instincts.
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Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments. Firms accused ntb personal loan details faking loans, draining bank accounts settle with feds | The Kansas City Star.
Government Politics. Firms accused of faking loans, draining bank accounts settle with feds. By LINDSAY WISE.