Please see below for a cost comparison. • Nonsufficient Funds with Bounced Check Fee: 45 total charge, 1173. 21 APR • Overdraft Fee: 40 charge, 782. 14 APR • Late Fee: 20 charge, 521. 43 APR • Short Term Loan: 10 charge, 260.

71 APR. Implications of Late Payment. If you are unable to repay your loan on time for any reason, please contact your lender as soon as possible. Late payment fees are set by your lender in accordance with the regulations in your state, and lenders also determine their own policies in regard to how they handle late payments.

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Bridge Loan: A temporary loan, usually less than 12 months, provided to a borrower when the net proceeds from a sale of a prior residence are not available for the purchase of a new home. It is intended that a bridge loan will be paid off with the net proceeds from the prior residence's sale. Close of Escrow: The meeting between the buyer, seller and lender (or their agents) where the property and funds legally change hands. Certification of Eligibility : Form signed by campus representative certifying that the applicant is eligible for Program participation and the amount of the loan allocation.

Also known as form OLP-30. Community Property: Property acquired by husband and wife, or either, during marriage, when not acquired as the separate property of either.

Co-Borrower: Any individual who will assume responsibility on the loan, take a title interest in the property and intends to occupy the property as their primary residence. Co-Signer: Any individual who need personal loan for 50 000 assume responsibility on the loan, but who will not take a title interest in the property nor occupy the property.

Curtailment: An additional payment made to reduce the principal balance of a loan.

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