Resident. Depending on the state you live in, you may be able to obtain an installment loan or a line of credit. Snappy Payday Loans specializes in arranging payday loans online. However we also understand your need for more flexible payment terms than a traditional online payday advance. That's why we also arrange for installment loans and lines of credit with trusted lenders.
You can borrow more and get more flexible payment terms too. See our cash advance page for more details. What Type of Loans are available.
What can you use to secure a personal loan. You can borrow against your car. The vast majority of secured personal loans use a car as collateral. These loans - known as auto equity loans - let you borrow money against the market value of your paid- off car.
A lender that accepts your car as collateral may require that you insure it for physical damage, naming the lender as loss payee in the event its totaled. If you already dropped collision and comprehensive coverage on your paid-off car to save money, lenders may sell you optional credit insurance, which is often more expensive than the cheapest full coverage.
There are low rate personal loans good credit other options to borrow against your car: Auto refinance is an option if you still owe money on your car but have substantial equity. Refinancing replaces your original loan with a new loan at a higher amount.
Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. We cannot guarantee any APR since we are not a lender ourselves. An APR can generally run between 6 up to 35. Loan products general have a 2-month minimum repayment term and a 84-month maximum repayment term. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.