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Is a business loan a personal loan

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Is a business loan a personal loan

This means your ID is scanned on is a business loan a personal loan credit bureaus to ascertain risk, online. But all in all the application process is extremely easy. You will be required to create an account and submit your personal details including bank account details and employment history. Credit profile rating : Must be good or acceptable. One time pin (OTP) confirmation : One time pin is sent to your mobile phone and email confirmation is also done to complete application.

Bank Transfer : Cash is only transferred to applicants name matching name as reflected on identity book. Bank account number is also matched for legitimacy. Minimum loan application : R100 Maximum loan application : R2500 increased to R8,000 based on your good repayment patterns. Only big five banks are used : Nedbank, Absa, First National Bank, Standard Bank and Capitec.

Is a business loan a personal loan