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To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments. How to Get an Unsecured Personal Loan. If you need to borrow money to consolidate credit card debt, move cross-country or even finance an adoption, a personal loan can help cover your expenses without breaking the bank.
Most personal loans are unsecuredmeaning they dont require collateral such as a house or car. Loan amounts range from 1,000 to more than 50,000 and are paid back in fixed payments, typically over two to five years.
We remind that late payment or non-payment of your loan can have negative impact on your credit history. Some of the lenders in our network may automatically renew your short term loan if it becomes past due.
This term is clearly identified in your loan agreement. You should check your loan agreement for your lender's policy on automatic loan renewal icici bank personal loans apply to e-signing it.
If your loan is renewed, there will be additional charges as determined by your lender, and the minimum term can be set up. Your lender may offer you other options in addition to renewal, including the ability to repay your loan in full at a later date or repay your loan over time in a series of installments. Legal Disclaimer: This website does not constitute an offer or solicitation to lend.
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