The minimum term for an automatic renewal is 15 days and you will likely be required to pay renewal fees and additional interest charges.
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Most loan lenders run a traditional credit check when you request a small loan. There are exceptions of course. It all depends on each individual lender. When you request a larger loan, lenders may check your credit with three major credit reporting databases. When you request a payday loan, you must be aware that a credit check may be involved.
No Credit or Bad Credit OK. If you have no credit at all, there is nothing for a lender to check, except for your employment income or any income you receive. No credit does not disqualify you from getting a loan.
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