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Im planning to retire in 2. 5 years, sell my current home owned outright and purchase a home in another state. I expect to need some amount of mortgage in addition to the approx. 100k from the sale of current home. Will I be able to get a mortgage based on social security, personal annuity, and IRA distributions. Will they accept those as income at that point. Ive been advised they wont and Ill need to get mortgage and buy home prior to leaving ft work. Thanks so much!. Cant comment on the tax implications, but you should make sure the business assets can be used for the mortgage.
Might have to prove that either you have full access to the funds and that their hdfc bank personal loan repayment schedule online wont affect the business negatively.