I also particularly online cash advance mn Avant for unsecured loans, OneMain for secured loans, and Peerform for peer-to-peer loans. All are reputable lenders willing to work with borrowers who have less-than-perfect credit.

Remember to keep your expectations realistic, however. You will undoubtedly receive higher interest rates than borrowers with good credit.

And if your APR is truly sky-high, dont be afraid to think outside the loan box about other ways to get the cash you need. If your bad credit is symptomatic of deeper debt problems, you may also want to check out our series on debt management: the Best Debt Management Companies, the Best Debt Settlement Companies, and the Best Debt Consolidation Loans. The payday loan trap: don't get caught. Short-term, high-interest payday loans can trap you in a cycle of debt. NerdWallet is here to help.

Stop and think.

Getting a personal loan for a house

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Getting a personal loan for a house

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Getting a personal loan for a house