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Length of employment Length of residency in your home Amount of credit you already have Purpose of the loan may also have a bearing on if you qualify. If you have an established savings of more than 3 to 6 months. The above is a starting point in understanding what mainstream lenders like the banks look at when considering loan applications. This information helps provide them with a risk profile on the borrower. Other specialty lenders will use different aspects of the above but with a bit more flexibility.

They also charge a premium for their funds as they are taking a bigger risk of default get personal loans in nigeria reducing their approval criteria.

Get personal loans in nigeria