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13, which means Prestige Banking Customers can enjoy a 15 off interest discount and Selected Customers can enjoy a 7 off interest discount. The interest rate compare unsecured personal loans above and the full handling charge waiver are applicable to designated loan amount and are for reference only. The final approved interest rate and payable handling charge are subject to the loan amount and credit assessment result. The minimum loan amount is HKD5,000. All annualised percentage rates are calculated using the Net Present Value Method in accordance with the Code of Banking Practice.
The annualised percentage rates are reference rate which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable). The calculation of the monthly repayment amount and the annualised percentage rate has taken the full handling charge waiver into account. The monthly repayment amount is rounded up to 1 decimal point. The compare unsecured personal loans of loan principal to interest in each monthly instalment amount is taking out personal loan for wedding according to the Rule of 78.
The interest rate listed above and the full handling charge waiver are applicable to designated loan amount and are for reference only.