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In the above example you will pay: Credit Amount: 2,500. 00 (what you receive) Establishment Fee: 400. 00 (Set by NCCP) Monthly Fee: 7. 00 Direct Debit Fee: 0.
99 per debit transaction Amount of Credit of the Loan: 2,900. 00 Nominal Percentage Rate (Interest) per annum: 35 as defined by NCCP Total Amount of Interest Payable: 551. 56 Total Number of Repayments: 25 payments of 136. 98 and 1 final payment of 136. 78 Total amount of repayments: 3,561.