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In cases like this, making minimum payments on a credit card, while not ideal, is a better option than being caught in a payday loan debt trap. Look for a credit union a non-profit alternative to a bank. Many have begun to offer payday alternative loans, which are like payday loans in that they are for smaller dollar amounts, but they dont have high fees. We spoke to John Fairbanks at the National Credit Union Administration who told us that Many credit unions have their own programs to provide small-dollar, short-term loans, either in lieu of payday loans or as a means of helping members get rid of existing payday loans so they can begin to rehabilitate their credit.
Payday alternative loans are available chances of getting a personal loan with a cosigner federal credit unions and have applications fees that are capped at 20 for the entire amount of the loan. State credit unions also offer similar short-term, small-dollar loans. Were Committed To Service, Speed Security. Connect with a Helpful Lender. We commit to connecting you with an approved lender. We also made the process simple.
Apply for online payday loans from direct lenders who safeguard your personal information 100. We pledge that your transactions with us are always private, confidential, and secure. Why should you care whether the company you choose is a payday loans direct lender.
Many cash advance lenders and online payday lenders make it look like they are loaning money directly to you. In many cases, their sites exist to gather leads from those interested in cash advances and payday loans. After they gather your information, they sell it to payday loan companies or marketing database firms who may use the information to sell you other services or add you to their mailing lists for future offers.
Not so with direct lenders. Payday Loan Advantages: Easy Access to Your Cash. Fast Service. Simple Online Form.