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Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely.
The company should be upfront about the terms. Failure to listen is another bad sign. A good loan company puts effort into finding the right type of payday loan for you. A 14-day loan is no feasible with everyones budget. A lender that offers loans that have no chance of being paid cash loans low income earners on time, sentences you to months of extra fees. Normally, your expense are taken into account during the request process. Interest rates that are much higher than the competitors are also a red flag.
Payday loans do come with a high interest rate, yet they should remain similar to their competitors. The lender may attempt to justify these rates by claiming superior service and terms.
The main reason for extreme interest, however, is usually lack of business.
The "Legal Department from USA Cash Advance" has been calling my home and my job harrassing me. They got very ugly with me and and the secretary at my job.
This is bogus. I HAVE NEVER GOTTEN A CASH ADVANCE loan. I don't believe in them so I know for a fact this is a scam. Same middle-eastern accent as listed in the posts above.