If you do not include the correct address, the creditor will not be properly noticed and will have a defense to actions your bankruptcy lawyer may take if they continue to harass you for collections after the filing. However, with payday lenders, the key question is always who the actual corporate owner of the lending service is and where they are located.
If they are located on an Indian Reservation or outside the territorial United States, it will be A) difficult to notice them until a viable address is ascertained; and B) even more difficult to execute a judgment for violations of the Bankruptcy Code with regard to post-filing collections attempts, etc. The post-dated checks many such lenders require to make you a loan also present an issue in bankruptcy.
Garnishments, lien perfections, foreclosures, repossessions, lawsuits, and other collections mechanisms are forbidden by the automatic stay against collections injunction that is raised against your creditors the moment you file a bankruptcy petition. If a regular creditor garnishes your bank account, for example, after you file, that creditor can be made by the bankruptcy court to pay you severe sanctions.
With a payday lender, the cashing of your post-dated checks also constitutes a violation of the automatic stay against collections. But, as noted above, finding them to execute the judgment for cash loan money received is often trickier than it ought to be due cash loan money confusing chains of corporate ownership and actual corporate location.
Why online. Because it is easy and takes only few minutes to get you the cheapest payday loans. First of all you don't need to leave your house and cash loan money can still get your instant payday loan.
Secondly when applying for a payday loan online, you don't need to provide any documents. In order to qualify for a payday loans online uk you need to be over 18 years old. You also need to have some sort of income.
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