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12 which including the 8 fee paid from the loan amount, would have a total cost of 1,720. Representative 18. 23 APR. ARE THERE ANY FEES. Our services will always be provided free of charge, but that is not to say that the lender will give you a loan for free.

Your lender will charge you fees andor interest and must provide you with full disclosure of their loan terms upon approval.

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Having the same account open for several years also lengthens your credit history. Take advantage of credit-building tools: Secured credit cards, for example, provide a safe way to make monthly payments.

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