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Do Americans love their cars too much. Even as a car lover myself, I would argue yes. There is no other explanation for our behavior. Most of us who wouldnt consider financing furniture or appliance purchases will take out a loan to finance our vehicles without a second thought. Every time I fill out an application that inquires about my familys finances, there is always a section that asks how much my car payment is.

Ever since I bought cash advance payday loans service first car, my answer has always been the same: zero. Yet, I invariably see friends and co-workers driving around in new cars bragging about the great cash out refi va loan they got on financing. As you will see, great financing is always an illusion and you actually should never borrow money to buy a car.

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