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Under the Public Service Loan Forgiveness (PSLF) act, if you have made 120 monthly payments, and you work for a qualified employer, you might be eligible for loan forgiveness. If you are a public school teacher in a low income area, if you join the military, work in the cash advance near steubenville ohio sector, or in the government, you might be eligible for debt forgiveness.
What is a prepayment penalty. A prepayment penalty is a clause in a mortgage agreement that states that, if the mortgage is paid off early, a penalty fee will be imposed.
If you refinance too early that can even qualify for a penalty. It might seem weird that repaying the loan early is penalized, but it is set up that way to ensure profits--the interest on the loan is the profit--and the longer you are paying interest, the more money the bank makes. They want protection against losing those profits, and thats why prepayment penalties can be included in some contracts.
What is a business loan. A business loan one that can be used to fund start-ups, pay for expansions, pay staff, or even buy business-related equipment, like computers. The borrower repays the loan under the normal terms of the agreement.
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