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What does consolidate mean. Put simply, to consolidate is to take out one sizable loan to payoff many other cash advance near 35126 by having only one payment to make every month. This is a good idea if you can find a low interest rate and you want simplicity in your life. What is a parent plus loan. A Parent Plus Loan, also known as a Direct PLUS loan, is a federal student loan obtained by the parent of a child needing financial help for school.
The parent must have a healthy credit score in order to obtain this loan. It offers a fixed interest rate and flexible loan terms, cash advance near 35126 this type of loan has a higher interest rate than a direct loan.
Parents generally would only obtain this loan to minimize the amount of student debt on their child.