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Affordable Payments. Payday loans average an APR of 400. Compare to maximum 199 APR offered through OppLoans.

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Clear title: You will need to provide a clear title when you apply for a title loan that is in your name. A lien release may be required to be presented with the title to process a loan.

Proof of address: You will need to provide some valid form of address, such as a recent utility bill or bank statement, cash advance leestown rd lexington ky both payday and title loans. Credit rating: The lender will run your credit report to see if the agreement makes financial sense for both parties. Even lenders that offer loans for people with bad credit will usually need to see some credit history. Your loan options and APR may be impacted by your credit score.

Maximum loan amount. Title loans are a quick way to get money, but the amount of money a borrower can access is usually very limited.

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