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This is an expensive form of credit. A short term loan should be used for short term financial needs only, not as a long term financial solution. Customers with credit difficulties should seek credit counseling or meet with a nonprofit financial counseling service in their community.

You are encouraged to consult your states consumer information pages to learn more about the risks involved with cash advances.

State laws and regulations may be applicable to your payday loan. If you do not best personal loans los angeles your loan according to its terms, your lender may: charge you late fees, send your account to a collection agency, report your information to a consumer reporting agency which may negatively affect your credit score, offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest.

Best personal loans los angeles

A strong credit score gives you a better chance of qualifying for a personal loan and getting a lower interest rate. Assess your creditworthiness by checking your free credit score. In general, scores fall into the following categories: 720 and higher: Excellent credit 690-719: Good credit 630-689: Fair or average credit 300-629: Bad credit. Looking at a less than friendly score. Take steps to build it up before you apply. The biggest factors affecting your credit score are on-time payments and the amount of credit you use relative to credit limits.

And make a stink if you have to - you can request your free credit report and dispute any errors it may contain. Get pre-qualified for a loan.

Best personal loans los angeles