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The median household income in the country was 53,657 in 2014, according to the Census Bureau. However, most payday loan users have income well below this level.
More than bdo credit cash loan have a household income of less than 40,000. People in this group are three times as likely to use payday loans as people with incomes of 50,000 or more. Renters. People who rent are much more likely to use payday loans than people who own their homes. About 35 of American adults are renters, but 58 of payday borrowers are.
About 1 out of 10 renters has used a payday loan in the past year.