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Net Income: The monthly salary paid to a borrower after deducting any Federal andor State payroll taxes. Notice of Completion : Documentation, typically from a termite company, stating that required repairs have been completed. Sometimes called a clear termite report. May also refer to work completed by a contractor for other, non-termite related work done on a property. Office of Loan Programs (OLP): Located within the Office of the President's Capital Asset Strategies and Finance Department, the Axis personal loan application form of Loan Programs is responsible for the design, delivery and management of housing assistance programs for recruitment and retention of faculty and senior managers.
PAF : An acronym for Axis personal loan application form Action Form, referring to a campus generated document verifying an applicants employment data (salary, title code, start date, etc. ) that is printed from the campus payroll computer system. Participant: The term "Participant" shall mean an Appointee who has been designated as an eligible Applicant and Primary Borrower. Pre-approval : Certificate of Pre-Approval issued by the Office of Loan Programs that states a borrowers credit, assets and income have been verified and the applicant qualifies for a Program loan at a specified amount and interest rate.
At the time of pre-approval, the specified initial interest rate is not locked-in and is therefore subject to change prior to the issuance of a loan commitment letter.
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