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Fees range widely from one company to the next and they also depend on the actual amount you are borrowing. There are many reasons to use this unique financial channel. Some of those include the following situations. These loans are not inexpensive. However, they generally charge a flat fee based on the amount you borrow. Since they are short-term loans, they do not have compounding interest that adds up each month.
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To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.