Husband has 203,000 in 401K, I have 89,000. Mortgage lender wants to only use my husband on the loan but I will be on the title. Can his 401K be used as assets without without actually withdrawing and depositing into our joint account. Also, I have a separate checking account for my personal spending arvest cash advance. Since I will not be on the loan, can I take a loan from my 401K to deposit arvest cash advance my checking account to use for expenses such as to pay the insurance in full on the new home for the full year.
We are not escrowing the taxes or insurance. Or, would that jeapordize the loan since I will still be on the title and signing the paperwork during closing. Unfortunately I am not very confident in our mortgage brokers advice with the new 2016 laws in play.
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We cannot guarantee any APR since we are not a lender arvest cash advance. An APR can generally run arvest cash advance 6 up to 35. Loan products general have a 2-month minimum repayment term and a 84-month maximum repayment term.
Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site. Repayment Terms. Loans include a minimum repayment plan of 2 months and a maximum repayment plan of 84 months.
Before accepting a loan from a loan person within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
Lender-approval and loan terms will vary based on credit determination and applicable state law - they may offer loans with fixed rates from 6 to 35 APR.