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5 percent of the revenues collected by the operation, meaning Think Finance and other third parties received an estimated 500 million to 700 million. T he huge possibility for profit in this industry has caught the attention of Silicon Valley investors, who look at the people on 5000 personal loan today fringes of the banking system and see a huge potential customer base.

Almost 10 million American households have no bank account. A further 25 million households (almost 1 in 5) have a bank account but also use non-bank financial products like payday loans. Think Finance has benefited from this flow of Silicon Valley money. Sequoia Capital (which famously funded Oracle, Cisco, Yahoo and Google) and Technology Crossover Ventures (which has invested in Facebook, Netflix, Spotify and Vice) have each backed the company.

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